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MortgageSafe – Mortgage Protection

We often don’t truly appreciate the value of our health until we’re ill. When things go wrong, such as an accident or becoming ill and unable to work, MortgageSafe provides mortgage protection and will pay lump sums of money to help with your monthly mortgage payments, so you can go on enjoying your home while you get better…MortgageSafe is simple, affordable, and easy to buy.

Flexible cover options to suit your needs

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Core

Needs summary:

  • First Time Buyer
  • Active job and lifestyle
  • Focused on finances and budget

To help protect the everyday with:

  • Mortgage protection for a busy and active lifestyle should they be unable to work due to an accident
  • Affordable premiums that fit the budget
  • Peace of mind that the right level of cover is in place to support the mortgage payments for up to 12 months

£6.10 per month

for £800 mortgage payment benefit coverage.

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Essential12

Needs summary:

  • Self-employed business owner
  • Growing family
  • Looking to up-size the home

To help protect the everyday with:

  • Flexible levels of protection which can be increased or decreased to meet current circumstances
  • Child Cover option to cover all eligible children, present and future
  • Confidence that, without Statutory Sick Pay entitlement, the home and the family are protected for up to 12 months

£14.06 per month

for £800 mortgage payment benefit coverage. This includes £3 for Child Cover.

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Essential24

Needs summary:

  • Employed in a secure career
  • Concerned about limited sick pay benefits
  • Considering re-mortgaging to focus on home improvements
  • Active teenage family

To help protect the everyday with:

  • Reassurance that health questions typically only look back 2 years
  • Child Cover option to cover an active family
  • Flexible cover for up to 24 months which can be reduced at any time

£36.36 per month

for £800 mortgage payment benefit coverage. This includes £3 for Child Cover.

FAQs

How does the Plan work?
What does the Plan cover?
Is there a cancellation policy?
Do you require a full medical history?
How long do I need to be off work before the Policy pays out?
Can I cover my child?
Cancellation of Optional Child Cover
Family and Dog

MortgageSafe Benefits

  • Your mortage will be covered if you’re unable to work, due to accident or illness
  • Affordable premiums that fit the budget
  • All levels of cover are available for employed and self-employed individuals.
  • Immediate cover with no health questions (Core Plan)
  • Mortage cover for 12 to 24 months depening on the chosen plan.
  • Optional Child Cover available to add to the policy as a result of your child being unwell and you needing to care for them.

Useful Documents

We’re here to help

There are a range of options and cover levels to keep MortgageSafe affordable, so you can focus on the future, rather than your finances. All levels of cover are available for employed and self-employed individuals.

<span> , WCHC Customer</span>
"WCHC has been a tower of strength, taking on all difficulties and obstacles standing in my way and relieved me of the stress of having to deal with the insurers direct. Susie has always shown care, kindness, consideration and respect to me… she is passionate about her job and brings steadfast determination and commitment to achieve the best she can for my healthcare. It gives me peace of mind to know that in an emergency, Susie will be there for me."
- Dee from Exeter , WCHC Customer
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