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Flooding during the winter of 2013/2014 saw 5000 homes damaged and a £1.5 billion cost to the insurance industry – Floodlist

Flood Insurance

Getting insurance for your home when it is in a known flood-risk area can be tricky and expensive, but in the aftermath of the ’13-’14 winter storms we decided to start offering our customers a chance to get insurance at a fair price.

If you’re worried about the risk of flooding on your property, give our team a call. We’ll help you get your address assessed, and even if the risk is high, we know we are likely to be able to find a policy that will help protect your home.

Flood protection is a difficult area.  Insurers won’t pay out for a “predictable event” which means if the forecasters warned of flooding or if the water table is high in your area, you won’t be covered for a flood.

However, they will cover a “flash flood” scenario and, as part of our service, we can help you liaise with the Environment Agency for help and advice in flood prevention measures.

We’ll help you face every winter safe in the knowledge you’ll be looked after in a crisis.


What does flood insurance cover?
Why do I need to be covered?
I have been flooded before - will I still get cover?


<span> , WCHC Customer</span>
"I would like to thank you for your efficient, courteous, friendly and helpful service. You recommended an excellent scheme which was within my very limited budget and made an important and difficult decision relatively easy."
- Sandra from London , WCHC Customer
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