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Critical Illness Cover

1 in 5 Britons have no savings at all. Even if we do, 1/3 of us have less than a month’s income put aside.

– Lloyds TSB & Scottish Widows Savings Reports

What You Get With Critical Illness Cover

  • Pays out a significant lump sum when diagnosed with any serious illness covered.
  • 5 times more likely to be diagnosed with a critical illness, than die before 65.
  • You are free to spend the money exactly as you like.
  • Pay off your mortgage or debts in the event of a serious illness.
  • Live a less stressful life (cut down on work or give up) whilst you recover.
  • Modify your home to help you cope with your illness.
  • Or get away from it all with a holiday.

Frequently Asked Questions

Do I really need Critical Illness cover?
What does critical illness insurance cover?
What is not covered by critical illness insurance?
When might I need critical illness cover?



Claim statistics show that you are 5 times more likely to be diagnosed with a critical illness than you are to die before the age of 65. In spite of this, Critical Illness cover isn’t as common as Life Insurance which homeowners take out Life Insurance alongside a mortgage.

Critical Illness cover only ever pays out a fixed sum upon diagnosis, then the policy ends. If you want a regular income to provide for you if you are unable to work, take a look at our Income Protection Plans.

Give us a call today and our expert team will explain exactly how the policies work, help you choose the right cover for you, and find quotes to fit your budget.

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<span> , WCHC Customer</span>
"I am constantly amazed at the help and service given to us…Nothing is too much trouble and the service is impeccable. [Westcountry Health Care] should be a known beacon to all other would-be health providing businesses. Small really is beautiful."
- Peter from Exeter , WCHC Customer
<span> , WCHC Customer</span>
"Having used the team at West Country for our healthcare requirements for a number of years I have found their professionalism, care and attention second to none and having made a number of personal claims myself, I cannot thank them enough for taking away all the hassle and worry of ensuring I got the right care and attention. I would have no hesitation in recommending them."
- John , WCHC Customer
Private Medical Insurance
Private Medical Insurance gives you the luxury of choice and control.
Life Insurance
A life insurance policy protects the future of your family.
Critical Illness

Critical Illness cover gives you a lump sum when you get diagnosed with a serious illness.

Income Protection
Income Protection is a way to receive regular payments to sustain your lifestyle and keep your household running.
Key Person Insurance
Covering you from the financial implications of long term sick leave, permanent absence or death of your most vital members of staff.
Corporate Health Plans
When staff are ill and require medical attention, a Corporate Health Plan will ensure they have access to speedy diagnosis and treatment.

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