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One in five Britons have no savings at all and even if we do, a third of us have less than a month’s income put aside. – Lloyds TSB and Scottish Widows Savings reports

Critical Illness Cover


Critical Illness cover gives you a significant lump sum when you get diagnosed with any serious illness covered by your policy.

Although Critical Illness cover isn’t as common as Life Insurance (most homeowners take out Life Insurance alongside a mortgage), claim statistics show that you are 5 times more likely to be diagnosed with a critical illness than you are to die before the age of 65.

Receiving a sum of money upon the diagnosis of a serious illness lightens the load dramatically. You are free to spend the money exactly as you’d like. You may want to:

  • Pay off your mortgage or debts
  • Live a less stressful life (cut down on work or give up) whilst you recover
  • Modify your home to help you cope with your illness
  • Or simply get away from it all with a holiday
Critical Illness cover only ever pays out a fixed sum upon diagnosis, then the policy ends. If you want a regular income to provide for you if you are unable to work, take a look at our Income Protection Plans.

Give us a call today and our expert team will explain exactly how the policies work, help you choose the right cover for you, and find quotes to fit your budget.



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<span> , WCHC Customer</span>
"I am constantly amazed at the help and service given to us…Nothing is too much trouble and the service is impeccable. [Westcountry Health Care] should be a known beacon to all other would-be health providing businesses. Small really is beautiful."
- Peter from Exeter , WCHC Customer
Life Insurance

Protect your loved ones in the event of your death

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Income Protection

Ensure peace of mind with a policy which pays out should you be unable to work

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Private Medical Insurance

Access private medical care, avoid waiting lists and be seen quicker if you fall ill

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